Do You Need It?

KS2

Children will explore the cost of taking out loans and begin to understand the concept of APR. They will be comparing the cost a loan for an electrical item. They will also be looking at the risks and consequences of borrowing money. Children will be researching the cost and value of activities done as a family and researching best deals.

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Lesson plans

Lesson 1: The cost of a loan KS2

Using the interactive story dilemma, children explore the loan options and the cost of each for the Deacon family. They are looking at the implications associated with secure and unsecured loans.

Lesson 2: The cost of a day out KS2

From the outcome of the interactive story, the children can help the Deacon family find other ways to spend their leisure time. They will discuss the financial cost of these, as well as the physical and emotional value.

Curriculum links for PSHE are set out as a curriculum assessment schedule for this unit and links to statutory frameworks are included.

To preview, print or download click on one of the lesson outlines.

Resources

pdf

Do You Need It? KS2 Offline Storybook

Download book to print

pdf

Do You Need It? KS2 Lesson Plans

Detailed outline of all units with overview of lessons

pdf

Do You Need It? KS2 Loans Factsheet

Factsheet: Facts About Loans

pdf

Do You Need It? KS2 Working Together

Letter for parents/carers outlining activities that can be done at home

Other teaching units in the series

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Charity Job Week KS2 book thumbnail image

Charity Job Week

This unit centres on the friends in KS2 at Pride Place Primary School and their fundraising activities for charity.

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Hero or Zero book thumbnail image

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This unit centres on Sue Lee and her friend Mrs Goleska. When Mrs Goleska asks Sue to help her out by taking some old things to the charity shop she doesn't realise she has put her son's army service medal in the bag too.

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Finders Keepers book thumbnail image

Finders Keepers

This KS1 unit gives a range of opportunities for children to explore their values in relation to found money or property, the rights and wrongs of keeping such items and the law.

KS1
Finders Keepers book thumbnail image

Finders Keepers

This KS2 unit gives a range of opportunities for children to explore their values in relation to found money or property, the rights and wrongs of keeping such items and the law.

KS2
A Fair Day's Pay book thumbnail image

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This unit centres on Debbie Clayton's payslip. Children will explore why deductions, such as income tax, are taken from earnings. Learning the purpose of what central and local taxation pays for.

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Costing the Earth book thumbnail image

Costing the Earth

Children will explore how energy is used in the home and discover simple strategies to conserve energy.

KS1/2
I want it book thumbnail image

I Want It!

This unit centres on Tara and her mother. Tara is now old enough to get some pocket money and to save up for things she may wish to buy.

KS1/2

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